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The pre-existing condition is a health condition or illness that you have had before your first day of coverage on a new plan. The actual health coverage for those with pre-existing conditions depends on a number of factors such as the type of health insurance plan, the level of care that required for your pre-existing condition, and your health insurance history. A person with a pre-existing condition can cost an insurance company big bucks and naturally, it is in their best interest to exclude those who have them.

On the ligth side, here’s The Wizzard of ID cartoon that does describe the meaning of pre-existing condition on a morbid way:

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